Why You Might Need an Appraisal for Your Jewelry
Do you have jewelry that was left to you or have you been adding to your collection? If so, it is important to know the value of this jewelry for many different reasons. Appraisals are one of the best ways of keeping track of the value. Why do you need an appraisal?

Insurance
Generally you will have to have a separate insurance policy from your homeowner’s for jewelry or other valuables to cover the value. Homeowner’s insurance may cover it up to a certain percentage, but this is usually far short of the value. Having your jewelry appraised will give you the best idea of the worth. This is particularly important if it was inherited. It may have been appraised many years ago, but value can change.
If your home is broken into and someone takes your jewelry, the insurance company will want a current appraisal to …
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